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Casualty

Carisma is a provider of specialised products and services for insurance brokers, agents, and carriers, offering solutions across underwriting, product design, administration, claims, risk management and distribution, operating in the roles of managing general agent, a wholesale broker and managing underwriter.

About this Product

Casualty insurance provides financial protection against liabilities arising from injury, damage, or loss caused to others. This includes coverage for bodily injury, property damage, and legal expenses resulting from accidents or negligence. Policies can be tailored to meet specific business or individual needs and may include general liability, employers liability, public & product liability, and professional indemnity coverage. Understanding the scope of coverage, policy limits, and exclusions is essential to ensure adequate protection against potential lawsuits or compensation claims.

Who needs this cover

It’s crucial for businesses, especially those with public interaction and employees, to have public and or employers liability insurance to mitigate any financial risks associated with potential liabilities. Likewise, for any business manufacturing products or providing advice or services, products liability and other covers should be considered.

Cover available

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You can also email us at submissions@carismagroup.com