MOTOR Insurance – Essential Protection for every driver and situation.
At Carisma Group, we understand the importance of being fully protected whilst driving on the roads. With our industry expertise, we can offer your clients tailor made policies to support their business needs.
Carisma Group was created to focus on fleets and all things motor and has spent many years researching and developing the right underwriting models for the motor market space, seeking to deliver the advantages of tailored underwriting and fleet risk management to the rapidly evolving mobility sector.
We welcome opportunities to partner with Insurance brokers and affinity groups looking to add expertise to the management of their fleet risk portfolios. We look forward to working together with you to deliver our commitment for innovation and customer protection.
With Motor Third-Party Liability (MTPL) DNA running through the veins of the founders and the wider Carisma Group team, we understand the importance and impact that this compulsory insurance has to both individuals and businesses, providing essential financial protection; helping to avoid potentially costly claims should an accident occur and the impact to your business’s ongoing operational costs.
Our product offerings are not just limited to MTPL, we can create products, schemes and affinity programs for numerous motor liability risk types, including but not limited to:
Fleet
Whether coverage is required for a small business or for managing a large corporate fleet, we can provide comprehensive and flexible insurance solutions tailored to any business’s needs. Our expert knowledge allows us to create products perfect for:
- Motor Fleets
- Leasing Companies
- Public Administration
- Rental Fleets
- Mobility Fleets (UBI fleets, e-bikes, e-scooters)
- Logistics Fleets, including International Cargo Transportation and Last-Mile Fleets
- Public Service Transportation Fleets such as Buses and Taxis
- Fleets with a mix of vehicle types and uses.
Single Vehicles:
Our expertise and wealth of experience can also lend itself to the design of single vehicle products. From the bare essentials to all-inclusive coverages providing an excellent choice for a range of customers. We can tailor our offerings for:
- Cars
- Light Commercial Vehicles
- Trucks including medium and Heavy goods Vehicles
- Special purpose vehicles including tools of trade vehicles
- Motorcycles
- Mopeds
- e-bikes
- e-scooters
Coverage:
Whatever type of motor insurance is required, Carisma Group has you covered. Our products can be designed based on the needs, wants and territorial requirements of our customers. Available protections include:
- MTPL & VTPL
- Fire and Theft
- Accidental Damage/CASCO/Own Damage
Additional covers can also be incorporated into our product design for:
- Legal Defence
- Legal Expenses
- Driver Personal Accident / Fatal Accident Cover
- Glass Cover
- Key Cover
- Breakdown Assistance
- Roadside Assistance
These additional benefits can be created to be sold on an individual basis, as a scheme or as an embedded product within a motor package.
Why Choose Us
With staff experience of over 90+ years in creating, underwriting and distributing motor and motor-related products across Europe, we are the perfect partner to create something unique in this sector. Our experience can help your motor portfolio perform for you.
Talk to us about our innovative solutions for risk management, including retention, telematics and claims proactivity.
Don’t delay, call us today and we will strive to create a new innovative product to get the market talking.